Today in Charleston

It isn't always just about real estate with Coastal Island Properties.  Not only is it our passion to keep you up-to-date with Charleston's latest real estate market data, it is also our pleasure to keep you informed with the latest happenings around Charleston.  From new restaurant openings and reviews, to upcoming events to feel-good stories about our beautiful city, you will find it all here in Charleston Happenings.

 

 

Jan. 14, 2021

Can You Start a Business and Buy a Home at the Same Time?

You've been thinking of starting a home business for a few years now, and the time is finally right. However, you're

looking around and realizing your house lacks the space needed to bring your vision to life. Should you start your business now and upsize later or sell your house before starting a business? This might seem like a matter of convenience, but there's a practical reason to relocate before starting a home-based business: It's harder to qualify for a mortgage when you're self-employed. From the local experts at Coastal Island Properties, here's what you need to know about buying a home while starting a business.

 

Self-employment and home loans

Sole proprietorships, partnerships, and limited liability companies are the most common business legal structures. These business entities offer pass-through taxation and uncomplicated filing requirements. LLCs have the added benefit of protecting business owners from personal liability, making the additional steps to form an LLC well worth the effort — especially when you consider how easy it is in most states.

 

However, since owners of these business entities aren't paid a regular wage, banks are often wary to lend to them. As a result, you'll have to work harder to prove your creditworthiness as a self-employed homebuyer. This generally includes providing two years of tax returns demonstrating your business's income and financial stability.

 

For startups without a track record, that’s not possible. For that reason, it's wise to buy a home before quitting your day job. Once you're settled into a new home, you can start making a plan to transition to full-time business ownership.

 

The only exception is if you're recently unemployed and looking to self-employment as a path forward. In this case, you can qualify for a smaller mortgage based solely on a spouse's income or focus on building your business before buying a home.

What to look for in a house for home-based business

When buying a home where you can live and work, you want an office that's architecturally separate from the rest of the house. This creates privacy, professionalism, and a clear boundary between work and family time.

 

Homes with detached additions are the best candidates. This could be a fully-equipped accessory dwelling unit, outbuilding or workshop, converted garage, or room over the garage.

 

Attached additions are another excellent option. This can be a converted space like a basement, attic, or garage, a bump-out addition, or a sunroom. Homes with dual master suites are also easily adapted to business use, particularly if the converted suite has its own private entrance.

 

Additional considerations

Other considerations when buying a home for business use include:

  • Location: Does your home business abide by neighborhood zoning ordinances or HOA covenants? Is it easy for clients, vendors, and employees to access?
  • Connectivity: Most home businesses rely on the internet to run their business. Familiarize yourself with the service providers and speeds available in your location.
  • Storage: Does your business require storage for materials or inventory? Consider how much storage you need and whether it requires climate-control.
  • Family life: Work-life balance calls for more than a fully-equipped home office. Make sure the home you choose includes amenities that improve family life as well, like an updated kitchen, big backyard, and family-friendly neighborhood.

Finding a house that does it all can be tricky. When you have high expectations for your next home, contact Coastal Island Properties. Whether you're after a central location, a big lot, or your own waterfront sanctuary, agent Desiree Maurer can help you find what you're looking for in the Charleston tri-county real estate market. Search for your next home at Coastal Island Properties or call us today at 843-327-9010.

Posted in tips
Dec. 14, 2020

Fresh on the Market End Unit Townhome Just Listed in North Charleston

This FRESHLY PAINTED 3-story end unit townhome, with BRAND NEW CARPET, is ideally situated to Boeing, Joint Base Charleston, Bosch and the airport! As you enter the 1st floor, you will find a large bedroom in the rear that opens to a covered patio. The 2nd floor opens up to a spacious living/dining area, also with a covered porch overlooking a peaceful pond. The large eat-in kitchen has plenty of storage and counter space and a half bath is just around the corner.

You will find Dual Owners Suites on the 3rd floor, the main one with vaulted ceilings, a huge bathroom with dual vanities, soaking tub and separate shower and the other which has a walk-in closet. All 3 floors have 9 ft ceilings which makes the unit even more spacious. And, don't forget about the awesome amenities at the River Club which includes the clubhouse, pool, tennis courts, boat ramp with deep water access, boat storage and dock on Ashley River. Close to the public library and schools, this move-in ready home is available now! Schedule your showing today!

 

For details on this like-new, immaculate home, go to: http://www.sccoastalislandhomes.com/property/20032922/?addrs=1 

 

What I Love About This Area~~~

Everything at your fingertips is just a bike's ride away.... the conveniences of boutiques, medical offices, banks, groceries, farmers market, community events and more!

NorthWoods Mall has some of the best deals it's the perfect way to get your Holiday shopping done in one stop. 

Freehouse Brewery has the best variety of beers you can never go wrong. 

Holy City Helicopters gives you the best view of the Charleston area you'll fall in love all over again. 

Chucktown Axe Throwing lets become your inner lumberjack and show off your axe throwing skills with your friends.

 

 

Posted in Homes for sale
Dec. 10, 2020

Enter Our Spa La LA Giveaway for a Day at the Spa

2020 has certainly turned into one for the history books, right??!! What better way to take a break and let go of all of the stress that this year has caused and enjoy a day at the spa!

We, at Coastal Island Properties, are super excited to announce that we have teamed up with Woodhouse Spa of Charleston / Mount Pleasant, SC and CMG Financial, to offer ONE lucky winner A Day at the Spa!

All you have to do to enter is click on the link below and fill out the form with your contact information and call us at 843-327-9010 on December 17th to finalize your entry - it's that easy!

The winner will be announced on December 18th via Facebook Live! Make sure you LIKE Desiree Maurer Charleston Coastal Island Properties Facebook page to earn an extra chance to win as you don't miss out!

Click on this link to enter! Win a Day at the Spa!

 

Happy Holidays!

Posted in Events
Dec. 8, 2020

Desirable End Unit Townhome Just Listed in North Charleston

Perfectly located in this desirable townhome community, this well maintained end unit, which backs to woods, has many upgrades including BRAND NEW HVAC, WATER HEATER, custom blinds and high quality laminate flooring in main living area! The privately situated side entrance leads you into a spacious, open floorplan with a large eat-in kitchen with plentiful cabinet storage and counter space to the front of the home. Your roomy open concept dining/family room with vaulted ceiling offers plenty of natural light and leads to a screened-in porch with brand new ceiling fan where you can enjoy your morning coffee and the natural habitat surrounding the home. The downstairs Owners Suite has vaulted ceilings and nicely sized walk-in closet. A half bath finishes off the first floor.

Upstairs you will find new carpet with upgraded padding and two additional nicely sized bedrooms and full guest bathroom. Experience maintenance free living with provided lawn service, irrigation and a neighborhood pool! Coosaw Commons is minutes from Boeing, Bosch, Mercedes, Joint Base Charleston, retail/dining, medical facilities, golf courses, award winning Dorchester District 2 schools and much, much more! Welcome home!

For details on this like-new, immaculate home, go to: http://www.sccoastalislandhomes.com/property/20032441/?addrs=1 

 

What I Love About This Area~~~

Everything at your fingertips is just a bike's ride away.... the conveniences of boutiques, medical offices, banks, groceries, farmers market, community events and more!

Charleston International Airport is a very close drive and easy airport to travel in and out of. 

Joint Base Charleston is in close proximity to this area along with two Military and Family Readiness Center locations to serve you. This is also great for Veterans who take advantage of commissary. 

Tanger Outlets has some of the best stores and prices all in one stop its so hard not to shop! 

Holy City Brewery is by far one of the best breweries in the Charleston tri county. Nothing completes the weekend with their patio and live music while enjoying their drinks and food! 

North Charleston Coliseum & Performing Arts Center always has some of the greatest shows and entertainment there's never nothing to do! 

 

Posted in Homes for sale
Oct. 2, 2020

Gorgeous Charleston Single Style Home Just Listed in St Thomas Preserve

Welcome to this amazing Lowcountry Charleston-Single Style home, just a bike/golf cart's ride away from downtown Daniel Island, SC where you can enjoy all that Daniel Island has to offer, including its schools! Nestled against a wooded preserve, on a cul-de-sac, you will be instantly wowed the moment you walk up the stairs where you are greeted by gas lanterns and a bed swing overlooking the beautiful neighborhood.

Upon entering your home, a formal dining room is off to the left and a privately situated bedroom and full guest bath is to the right. The open concept kitchen features a butler's pantry for easy access into the dining as well as wall oven, gas cooktop, plenty of cabinet storage, large island, granite counters, breakfast area & opens into the spacious Great Room which is ideal for entertaining. Lots of natural light fills this room which is complete with a gas fireplace, perfect for getting cozy on those chilly winter nights.

From here, you can step outside, enjoy the tranquil wooded views while sipping a glass of wine on your back porch as the sun sets.

Upstairs, the Owners Suite, complete with tray ceiling, dual vanities, HUGE walk-in closet with access to the laundry room, is privately located on the entire back portion of the home. The additional 2 bedrooms and guest bathroom are a great size and have wonderful architectural features, making each bedroom truly special. The sellers have put a lot of upgrades into this wonderful Energy Star Certified home, too numerous to list here!  Oh, and the abundance of storage on all 3 levels - wow!! 

Water sport enthusiasts will love this waterfront, natural gas community which features neighborhood pool, walking trails and a private deep water community dock overlooking Beresford Creek. An easy drive into downtown Historic Charleston, Charleston International Airport, Joint Base Charleston, Blackbaud and all that Daniel Island has to offer, this home has everything to make your Charleston dream a reality.

For details on this like-new, immaculate home, go to:  http://www.sccoastalislandhomes.com/search/results/?mls_number=20027480

 

What I Love About This Area ~~

Everything at your fingertips is just a bike's ride away.... the conveniences of boutiques, medical offices, banks, groceries, farmers market, community events and more!

Indigo Reef Brewing Company is close by - very cool place if you like local, craft beer.

Dockery's - I love the outdoor patio for dining!  Comfortable, casual atmosphere, good food and great music.

Sermet's - I so miss their location on James Island!  Great food, extensive wine list.  Definitely one place to bring family and guests for dinner.

Golf - If you like to golf, plenty of public, semi-private, private courses and clubs to join

 

 

Posted in Homes for sale
Sept. 21, 2020

Turn Key One Story Home JUST LISTED in the Desirable Crowfield Plantation Neighborhood of Goose Creek

Located on a quiet cul-de-sac in the desirable Hearthstone section of Crowfield Plantation, in Goose Creek, SC, you don't need to do anything to this well-maintained home other than move in! As you enter the home, you are greeted with high quality laminate flooring into the Family Room which has lovely built-in cabinets, vaulted ceiling and fireplace to enjoy on those chilly nights. Your nicely sized eat-in kitchen has stylish tiled floors, plenty of cabinet space and s/s appliances. Enjoy your morning coffee on your large screened porch which overlooks a spacious fenced backyard. The large Owners Suite is complete with vaulted ceiling, walk-in closet, lovely tiled shower and BRAND NEW carpeting! The other two nicely sized bedrooms also have brand new carpeting and a guest bathroom finishes off the interior of this wonderful home.  The two-car garage also has pull down storage for those holiday decorations!

The beautiful lake with miles of walking/biking trails, pools, tennis courts, golf, along with the play parks, are features of the topnotch amenities offered in Crowfield Plantaiton, in addition to boat and RV storage!  And, super convenient to I-26, Naval Weapons Station, Boeing, hospitals, shopping and more!  Don't miss this turn-key home! 

For details, go to:  http://www.sccoastalislandhomes.com/search/results/kd7/?mls_number=20026072

 

 

 

Posted in Homes for sale
Sept. 19, 2020

Wonderful Ranch Style Home Just Listed in the Brookdale section of North Charleston

This well maintained home, located in the Brookdale section of North Charleston, SC, has only had one owner and is in immaculate condition! As you enter the open floor plan, you will notice hardwood floors throughout the entryway and living room. The eat-in kitchen is ideal for entertaining, and includes a breakfast bar, extended height staggered upper cabinets, granite counters, sleek stainless appliances, and pendant lighting and leads out to a lovely covered porch that opens into a lovely fenced yard. The oversized Owners Suite, privately situated in the rear of the home, has a tray ceiling, a spacious bathroom with dual vanities, large soaking tub and separate shower and a large walk-in closet with bonus storage space off the closet. The two guest bedrooms are at the front of the house with a full bathroom in between. The fourth bedroom is located over the garage and is a great flex space that can be used as a bedroom, playroom, craft room, home office, gym or home theater.

For details on this home, go to:  http://www.sccoastalislandhomes.com/search/results/jwg/?mls_number=20025955

Great things about the area:

Centrally located within 10 minutes of Bosch, Joint Base Charleston, Mercedes, Boeing, Charleston International Airport

Shopping and medical facilities close by

Favorite close restaurant - If you love Cuban food, you have to try The Cuban Gypsy Pantry, located in the Oak Ridge Plaza Shopping Center, a few miles down Dorchester Road.  AMAZING food!!  https://cubangypsypantry.com/

Posted in Homes for sale
Aug. 7, 2020

Wonderful Liberty Hall Plantation Home Just Listed in Goose Creek

Not too often do you see a five bedroom, three bath home with such a large yard at this price!!  This beautiful, well kept home has plenty of space for all of your needs and just had brand new flooring installed as well as just painted!  Along with the one-year old roof, this home is ready for you to move in! 

This fully functional floorplan includes a combo Living/Dining room, Great Room, first floor bedroom which is great for guests and has a full bathroom adjacent to the bedroom!  The updated, open kitchen with large pantry, has plenty of storage and prep space for meals and sleek hard marble counters, complete with 25 year stain protection, and a classic subway tile backsplash.  Finishing the first floor is the laundry room which leads out to the garage.  

Upstairs, you will find four bedrooms, including a huge 20x20 Owners' Suite with separate tiled shower, garden tub, dual vanities and large walk-in closet. A large hall finishes off the upstairs.  

Outside, you have plenty of room to entertain with a screened porch, large grilling patio, huge fenced yard, complete with playscape.  Liberty Hall Plantation has a wonderful pool and outdoor area for you to enjoy with lots of sidewalks for you to walk the neighborhood.  And, enjoy easy access to Boeing, Volvo, the Naval Weapons Station, as well as downtown Charleston shopping and restaurants.

For detailed information, go to:  http://www.sccoastalislandhomes.com/search/results/jwg/?mls_number=20021773

 

Posted in Homes for sale
Aug. 7, 2020

Well Maintained One Story Home on Huge Lot Just Listed in West Ashley

It is very hard to find a move-in ready home in Charleston, SC under $300,000 so you do not want to miss this opportunity!  Welcome home to this lovely one-story, well maintained, freshly painted home in the Magnolia Range neighborhood of West Ashley.  As you enter the foyer, you will be greeted with high quality laminate flooring throughout the whole home.  Your spacious eat-in kitchen, which is off to the right and looks out into the Great Room from the breakfast bar, has plentiful cabinet and counter space. The custom white cabinets include pull out shelves and the breakfast area has a bay window that brings in the morning sun.  Off the kitchen is the nicely sized laundry room that leads out to the two-car garage.  On those cool winter nights, relax by the wood-burning fireplace is the spacious Great Room which has a vaulted ceiling, offering lots of natural light and leads out to a huge Sunroom via French Doors.

Relax and enjoy a glass of wine, after a long day, in the Sunroom, while dinner is cooking on the grill on your very large patio in your fully fenced backyard.  To the right of the Great Room is the Owners' Suite, complete with double tray ceiling, large walk-in closet with custom shelving, dual vanities, separate shower and tub.  Tucked off to the left of the house, you will find two additional, spacious bedrooms, one of which has a vaulted ceiling, and guest bath which offers lots of privacy, whether for your children or visiting guests.  

Other features include a well landscaped yard with beautiful live Oak trees, irrigation system, extra driveway parking pad offering plentiful parking when having guests or to store that boat!  If you like to tinker with tools, the garage is set up for a workshop and there is a great storage shed in the backyard which is perfect to store all of your gardening tools.  And, NO HOA!!  Your new home is walking distance to West Ashley Park and you have easy access to rt 526, Boeing, Joint Base Charleston, MUSC downtown Charleston, shopping, restaurants and more!

For details on this home, go to:  http://www.sccoastalislandhomes.com/search/results/jwh/?mls_number=20021774

Posted in Homes for sale
July 8, 2020

TO-DO LIST FOR FIRST TIME HOMEBUYERS

If you’re buying a home for the first time here in the Charleston, SC area, it can be a little difficult trying to figure out where to start. Here’s a handy to-do list to help you out, and be sure to call me if you have any questions!

1) Save: Save for a down payment, closing costs, and escrow for insurance and taxes. It is always safe to have 20% of the amount of the home you are trying to buy so you do not have to pay private mortgage insurance. So, if you are looking at a $300,000 home, try to have $60,000 saved. TIP: You can always get a loan if you do not have this as you can put down as little as 3%, if qualified.

2) Improve Credit Score: Make sure to stay current on your bills, make no major purchases, don’t cancel any credit cards. A higher credit score means a lower interest rate!

3) Calculate what you can afford: Look for a mortgage calculator online, or give me a call and I can let you know what you can afford!

4) Get Mortgage Preapproval: Shop for the best deal, choose primary and backup lenders, and look for mortgage advice. I have some great, local lenders you can choose from, and I am here if you need any advice. TIP: Always try to work with local lenders as state laws are different from state to state and a lender located in California may not know local laws of South Carolina.

5) Decide: Decide what you want in a home. Are you looking for a home with a pool, or do you need something with a big backyard for your dog to run-around in? How many bedrooms do you need? What kind of kitchen do you want? Do you want a new build? Write down all of the things you want in a home, and give it to your Realtor and they will help you find a home with everything you need.

6) Choose a Realtor- Looking for a Realtor? You have come to the right place! I have the experience, patience, and knowledge you have been searching for.

7) Visit Homes- Your Realtor will take you to the homes you would like, but there are a few things that you should do to ensure that your favorite home will end up working out for you. Take photos and make notes about each home that you visit and compare it to the list you made in step five.

8) Narrow choices- Choose your favorite homes and visit the neighborhood during the day and at night to gauge traffic, noise, etc. Also, test the commute from work and consider the resale value.

9) Make an Offer- Make an offer on the home! I am here to make sure your offer is considered, and will work hard and collaborate with the other Realtor to make sure I highlight how much you are interested.

10) Schedule Home Inspection: I have a great inspector that will do a walk-through of the home and let you know things that may need to be fixed.

11) Make Final Walk-Through: Test the light switches and sockets, check and make sure that the doors and windows work, and test the faucets, drains, toilets, etc.

12) Close and Move In- Start your life and enjoy the happiness! 

Posted in tips